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Loan Repayment Calculator

Loan Amount
Interest rate
Period
Please, Enter all values correctly.

The online calculator for the total amount of loan payments. To calculate the monthly payment and total payments.

Formula of loan repayment

■ EMI = ( P × r × (1+r)n ) / ((1+r)n − 1)
■ Total loan repayment = Monthly payment * n

  • EMI = Equated Monthly Installment
  • P = Loan Amount
  • r = Annual Interest rate / 1200
  • n = Terms/Period

Find out how much your home loan repayments will be, and the total interest charged for the loan.

Various factors influence home loan repayments. This includes the loan amount, the loan term (e.g. 20 years), whether a fixed or variable interest rate applies and whether you're making principal and interest or interest-only payments. It's important to remember that interest rates are subject to change, which will impact the repayment amount on a home loan with a variable interest rate.

Find out your estimated home loan repayments as well as ways to pay off your home loan faster. This is sometimes called the amortisation schedule of your loan. You can also estimate your interest savings, and how much you can reduce your loan term, by making regular additional repayments. You can also see the effect of having money in an offset account to the interest paid over the remaining term, and the effect of making additional lump sum repayments.

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